General Archives - Classic Investments

Category Archives: General

Capitalise on Government Incentives

It can be hard for first time buyers to get a foothold on the home ownership ladder, but take heart – there are various government grants and concessions that can help offset some of the expenses when getting started. Before you start searching for your dream home, take some time to learn more about these benefits. If you’d like an Continue Reading...

How to Use The Equity in Your Home

Realise your property investment goals through capitalising on the equity built up in your home. The idea of property investment is one that appeals to many Australians but is sadly often overlooked because of the misconception that it is only within the reach of the wealthy. The reality is that with the right finance, planning and strategy an investment property may Continue Reading...

Boosting Your Borrowing Prospects

With tougher lending standards now in place, borrowers need to be more prepared. Ensuring you have a good savings and employment history and the necessary documentation, can help smooth the path to home ownership. The days of 100 per cent loans are all but gone so borrowers now need to ensure they have some savings at their fingertips. Borrowing 100 per Continue Reading...

How Interest Rates Affect Your Mortgage

  While rates move up and down you should always consider the impact they will have on your mortgage. The rate of interest you’ll pay on your mortgage depends on a combination of factors. This can include the Reserve Bank of Australia’s (RBA) cash rate, your lender and the type of loan you have. When working through your loan options Continue Reading...

Approaching 50? Don’t panic, get planning

June 5, 2014 David Potts There are many reasons to celebrate turning 50 – but reality can hit home pretty quickly. The fact is that by the time you’re 50 you have to lay the groundwork to prepare for retirement. But what do you do if you have been spending money on the good life rather than paying attention to your Continue Reading...